Facing foreclosure?

Experience relief from foreclosure stress with our personalized solutions. Whether you need assistance with redemption or recovery our team has the solutions to tailor fit your needs.

In Foreclosure? We can help.

Experience relief from foreclosure stress with our personalized solutions. Whether you need assistance with redemption or recovery our team has the solutions to tailor fit your needs.

What We Do

Home Defense Now will assist you through your Foreclosure process. We start by working on REDEMPTION of your Home. If you have already lost your home to a Foreclosure sale, we have a variety of services to help you through this and our legal team will make sure to RECOVER any monies owed to you from the sale.

High angle view of document with foreclosure and final notice lettering on boxes near upset
Why Choose Us?

No Upfront Fee

If we don’t find a way to stop the auction, we charge you nothing. If we don’t recover money owed to you, we charge you nothing. No matter what your specific situation may be. We do not charge any fees to begin working for you at any point in the foreclosure process.


Together through our network of private investors and financiers we will help you explore some time sensitive and practical solutions .


We understand that this is stressful and overwhelming. We can provide you with much needed services and solutions like: cash advances, moving solutions/expenses, storage solutions/expenses, cleaning solutions/expenses. We can even work on your behalf to keep you in your house longer and help find replacement living accomodations.


If your home is sold in foreclosure, it may bring in more cash than you owe—the "surplus" is yours by right. Our attorneys specialize in reclaiming that surplus for you or your heirs, regardless of other debts or bankruptcy status. We're committed to your rights, working on a no-win, no-fee basis. If we don't recover your surplus, you owe us nothing.

Our Process

Step 1

After your house or the house of your late relative has gone through the foreclosure sale, Home Defense Now has identified that the house sold for more money than was owed on it. This extra money is yours!

Step 2

Home Defense Now identified the funds that are currently being held in the county court registry as a result of the property going through the foreclosure sale.

Step 3

We use public records, land records, government databases, and skip trace tools and have identified you as the rightful claimant for surplus funds.

Step 4

After a free consultation, you sign an agreement which allows us to process the claim at no upfront or out-of-pocket cost to you.

Step 5

Once you’ve signed, we do all the work. Our attorneys draft and file all of the appropriate notices and motions. We coordinate with the attorneys from the other parties involved and set a hearing in front of the judge.

Step 6

Once the judge grants the order and disburses us the funds, we can send you an ACH Wire transfer or overnight you a check.

You could have these funds in your pocket in as little as 60 to 90 days after the auction!

Meet Our Team of
Foreclosure Advisors


Rick has his finger on the pulse of everything financial. He will be with you every step of the way, from start to finish. He has been in the specialty finance space for over 15 years and can do everything from getting you the best rates, or helping you in any way out of the foreclosure of your home. He is laser focused on protecting your home and thrives on working through the most difficult scenarios!


Jacob has been in the real estate investment space for 15 years. He has excelled in helping people preserve their homes.  When it comes to real estate, Jacob has a lot of connections to investors, agents, and anyone else who may be able to assist you through the pre foreclosure/foreclosure process. As your foreclosure advocate, you’ll have access to those too. 


Jerrod has been a real estate consultant for the last 20 years. He assembled the team when he realized people needed a one-stop-shop for pre foreclosure needs. He wants our clients to get the best service and be 100% comfortable throughout the entire process.  To do that, he brought the best in the business under one roof!

Success Stories
What Our Customers Say


Home Defense Now employs several attorneys each of whom has a vast array of expertise. They will work on a contingency basis, with no out of pockets fees for you!

We have stopped auctions with less than 24 hours notice. We can help you too.

Our top rated consultants will find out what you’re owed and we will use our attorneys to get you that money quickly.

We have several avenues to keep you in your house even after the auction has taken place. We can offer you moving assistance and cash advances to help you during this stressful time.

If the funds aren’t claimed within one year, they are sent to the Florida Treasury. After that time, it becomes more difficult to claim.

Usually, your primary mortgage is a superior lien to the HOA, meaning that their lien on the property is not cancelled as a result of the home selling due to the HOA foreclosure. By law, the mortgage company would not be entitled to the surplus funds unless you have defaulted on that loan, and you can claim them.

Our experienced consultants and attorneys can help you with these matters. The end goal is to get you the money you’re owed.